Jingdong Finance relying on the retail business backed by big data support

  enrichment view

Jingdong financial business is based on the presence of the retail business, and behind the support of big data.

many people did not expect, the first Internet banking credit payment products for individual users is the first launch of the Jingdong. Jingdong financial breakthrough in addition to make IPO more imaginative space and push power, but also to the industry a lot of new perspectives and thinking.

Jingdong Jingdong ious are embedded in the financial services business processes, it is logical Keywords: scene, ecological data.

Jingdong’s financial business is entirely dependent on the retail business to do, and their real purpose is to build an ecosystem, open up the upstream suppliers and downstream consumers. Liu Changhong said that within 13 years of Jingdong’s consumer banking business will not be the main purpose of profit.

platform business unit is expected to launch a number of financial products within 23 months. Specific funds, insurance, credit cards and other services, but also bank financing and personal loan business.

February 13th, Jingdong "IOUs beta. 15, all Jingdong ious first beta qualified members can activate the Jingdong in the personal account IOUs, experience a new shopping patterns in the Jingdong.

this is the "Bei Jing", and a clear financial products Jingdong. One is for the enterprise with the supply chain finance business, one is the face of personal consumer financial services. In the full use of their own on this matter and downstream resources, through the financial Jingdong to start their fists.

many people did not expect, the first Internet banking credit payment products for individual users is the first launch of the Jingdong. For some time, the hot Internet banking to P2P and a variety of treasure financial products, led by the user’s line of sight. After Ali financial poised to strike the credit payment after the beta has yet to launch. In addition to the rapid break out of Jingdong financial IPO has more imagination and push outside, but also to the industry a lot of new perspectives and thinking.

if 2013 is known as the first year of Internet banking, Internet financial products emerge one after another. So Jingdong through the promotion of Internet banking innovation starting from 2014. Since the beginning of the independent financial group Jingdong, another heavyweight Internet financial war official admission.

ious logic

Jingdong white is the latest new products. In the face of "two questions of white originating is the most direct: what is white? Why is white?"

is the easiest to understand is that the Jingdong platform or shopping services on credit based on credit. It is understood that the Jingdong ious early the first beta user does not exceed 500 thousand people. Users of different credit rating levels, online real-time assessment of the maximum amount of 15 thousand yuan can be obtained, the longest payment can provide 3>