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US foreclosures set for probe as Bernanke admits concern

first_img Show Comments ▼ whatsapp Share Tags: NULL Monday 25 October 2010 8:21 pm whatsapp US foreclosures set for probe as Bernanke admits concern center_img Read This NextRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapCNN’s Brian Stelter Draws Criticism for Asking Jen Psaki: ‘What Does theThe WrapDid Donald Trump Wear His Pants Backwards? Kriss Kross Memes Have AlreadyThe WrapHarvey Weinstein to Be Extradited to California to Face Sexual AssaultThe WrapPink Floyd’s Roger Waters Denies Zuckerberg’s Request to Use Song in Ad:The Wrap’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe WrapNewsmax Rejected Matt Gaetz When Congressman ‘Reached Out’ for a JobThe Wrap’Sex and the City’ Sequel Series at HBO Max Adds 4 More ReturningThe Wrap2 HFPA Members Resign Citing a Culture of ‘Corruption and Verbal Abuse’The Wrap by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastNoteabley25 Funny Notes Written By StrangersNoteableyMoneyPailShe Was Famous, Now She Works In {State}MoneyPailSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan TimesElite HeraldExperts Discover Girl Born From Two Different SpeciesElite HeraldZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen Heraldmoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.com KCS-content FEDERAL Reserve Bank chairman, Ben Bernanke, said yesterday the initial findings of an investigation by US regulators into home foreclosures would be published in November.Bernanke said federal banking agencies were conducting an “in-depth” review of practices at the largest US mortgage lenders as he addressed a joint conference of the Fed and the Federal Deposit Insurance Corporation.“We are looking intensively at the firm’s policies, procedures, and internal controls related to foreclosures and seeking to determine whether systematic weaknesses are leading to improper foreclosures,” he said.“We take violations of proper procedures seriously,” Bernanke added, saying the Fed and other federal agencies were evaluating the potential effects of the potential foreclosure problems on the real estate market and other financial institutions.In recent weeks Bank of America, JPMorgan Chase, GMAC and Goldman Sachs have stopped foreclosures to review paperwork after evidence surfaced that some documents were signed without a proper vetting, a practice called “robo-signing”. last_img read more

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2018 can still boost UK GDP

first_imgThursday 2 December 2010 8:20 pm Show Comments ▼ Tags: NULL PRIME minister David Cameron’s 110 per cent he said he was putting into the UK’s dream of hosting the 2018 World Cup may not have been enough, but the economy can still benefit – if our team can stay in the tournament long enough, an expert said yesterday.Howard Archer, chief economist at consultancy IHS Global Insight, said while hosting the World Cup could have added 0.2 to 0.3 per cent to GDP in 2018 – a similar level to his forecast for the 2012 Olympics – the UK could still feel the benefit from games played in Russia.Consumer spending should still lift the economy by billions as people buy televisions and T-shirts, he said.“We saw it in the second quarter this year – the economy grew 1.2 per cent with a definite spike in consumer spending influenced by the World Cup,” he said. The England bid’s reliance on existing infrastructure would have meant less new construction spend, which would also have reduced the overall economic impact. “There would not have been much new building because we’ve already got the stadia there,” Archer said. The defining factor would be the England team’s performance, he said.“The better England does, the bigger the economic boost tends to be, because the the more matches England play and the longer they last, the more people buy. PriceWaterhouseCoopers, which advised the England bid, estimated that hosting the Cup could have added at least £3.2bn to the UK economy in 2018. “Hosting the World Cup would have been great news for the UK economy,” chairman and senior partner Ian Powell said. Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofNew England Patriots’ Cam Newton says no extra motivation from Mac Jones’SportsnautHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofTortilla Mango Cups: Recipes Worth CookingFamily ProofWhat to Know About ‘Loki’ Ahead of Disney+ Premier on June 9Family Proof KCS-content whatsappcenter_img whatsapp by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMoneyPailShe Was Famous, Now She Works In {State}MoneyPailSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan TimesElite HeraldExperts Discover Girl Born From Two Different SpeciesElite HeraldHealthyGem”My 600-lb Life” Star Dropped 420 Pounds, See Her NowHealthyGemZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen Heraldmoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.com 2018 can still boost UK GDP Sharelast_img read more

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Euro debt crisis rears ugly head

first_img KCS-content Thursday 10 February 2011 9:14 pm Share whatsapp THE euro crisis moved dramatically back into the spotlight yesterday as a sharp spike in Portuguese bond yields at a €3bn (£2.5bn) debt sale forced the European Central Bank to plunge back into the market.After two weeks of inaction, the ECB swooped in to buy what analysts said could be up to €2bn worth of bonds – two thirds of the day’s issuance – in a desperate attempts to keep a lid on Portugal’s borrowing costs.In a case of what one analyst called “déjà vu”, the yield on Portuguese ten-year bonds shot up more than 20 basis points to an all-time Eurozone high of 7.6 per cent, but stayed there less than an hour before retreating down to 7.3 per cent.The sharp spike in yields comes in the wake of a European Council summit last weekend that Eurozone leaders had said would result in a “comprehensive” package to solve the crisis, but which in the event produced very little. Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofChicken Bao: Delicious Recipes Worth CookingFamily ProofCheese Crostini: Delicious Recipes Worth CookingFamily ProofNew England Patriots’ Cam Newton says no extra motivation from Mac Jones’Sportsnautcenter_img Euro debt crisis rears ugly head Show Comments ▼ by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldBetterBe20 Stunning Female AthletesBetterBeAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island Farm whatsapp Tags: NULLlast_img read more

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Twin River acquires Bally’s brand from Caesars

first_imgAddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Caesars’ Las Vegas property, Bally’s Las Vegas Hotel & Casino, will retain use of the brand, through a perpetual license agreement. Topics: Casino & games Land-based casino Furthermore, the brand and logo will now be rolled out across multiple properties across the US. Exactly which properties will rebrand as Bally’s venues have not been revealed, while the financial terms of the deal have not been disclosed. Tags: Caesars Twin River Read the full story on iGB North America. Regions: US Land-based casinocenter_img The brand, described as “iconic” by the operator, will allow it to retain the Bally’s brand at the Atlantic City property it acquired from Caesars and real estate investment trust Vici Properties for $25m in April this year. Twin River acquires Bally’s brand from Caesars 13th October 2020 | By Conor Mulheir Email Address Subscribe to the iGaming newsletter Twin River Worldwide Holdings is to rename a number of its properties after acquiring the Bally’s brand from Caesars Entertainment.last_img read more

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Super Rugby: Why adding two European teams would be a win-win for world rugby

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS By Alex ShoreThe southern hemisphere governing body SANZAAR is keen to explore new markets and commercial opportunities, increasing their ability to compete financially with their northern counterparts.The northern hemisphere nations are eager to improve the attacking skill-sets of their players, particularly at Test level, in order to bridge the long-standing divide between the two hemispheres.There does seem to be a solution which could, in theory, solve each hemisphere’s problems in one fell swoop.Disclaimer. Progressing any further into this article will expose you to fanciful proposals and logistical nightmares, but hopefully a fair amount of common sense, too.So, without any further ado… why don’t the Aviva Premiership and Guinness Pro12, under the flags of their respective national unions, provide two new teams to the southern hemisphere’s premiere club tournament, Super Rugby?Madness? Impossible? Someone call the asylum? Bear with me.Development toolFirstly, as the northern and southern hemisphere seasons overlap, there is no possibility of sending down an established club, region or province. Instead, select teams would have to be packaged together.Premiership and Pro12 sides wouldn’t be keen to allow their senior players to participate, requiring them instead to be part of their domestic and European campaigns, but they would likely be much more amenable to seeing their younger, developing players have stints Down South. This would provide a platform for them to improve and see regular game time in a tournament that prizes ambitious and clinical attacking play above all else.In fairness, younger players have seen plenty of action in this condensed season thanks to the World Cup last year, but it’s not the norm in the northern hemisphere. With more southern hemisphere stars set to move north this coming summer, it’s a problem that is only likely to get worse before it gets better.With European age-grade rugby getting more competitive and more skilful with each passing year, these young players, most of whom would be in their early 20s, are more than capable of making an impact in Super Rugby if given the chance, much as their Kiwi, Australian and South African counterparts do week in, week out.Below are two XVs from both competitions, consisting of players who have found opportunities hard to come by this season, as an example of the type of team that could be put together.Guinness Pro12 XVLuke Garrett (Dragons)George Turner (Edinburgh)Dillon Lewis (Blues)Alexander Thompson (Ulster)Scott Cummings (Glasgow)Harri Keddie (Dragons)Oli Griffiths (Dragons)Lorcan Dow (Ulster)Tomos Williams (Blues)Ross Byrne (Leinster)Mattia Bellini (Zebre)Api Pewhairangi (Connacht)David Johnston (Munster)Jordan Williams (Scarlets)Billy Dardis (Leinster)Dow index: Ulster’s Lorcan Dow would be just the sort of player to benefit from Super Rugby (Pic: Inpho)Aviva Premiership XVBeno Obano (Bath)Gerard Ellis (London Irish)Biyi Alo (Saracens)Huw Taylor (Worcester)Sam Skinner (Exeter)Charlie Beckett (Leicester)Lewis Ludlam (Northampton)James Chisholm (Harlequins)James Mitchell (Sale)Alex Lozowski (Wasps)Zach Kibirige (Newcastle)Max Clark (Bath)Joe Marchant (Harlequins)Nathan Earle (Saracens)Mat Protheroe (Gloucester)Southern exposure: Quins No 8 James Chisholm gets limited opportunities in the Premiership (Pic: Getty)An accord between the Premiership clubs to each provide three or four players to the squad would be conceivable, especially if the RFU were to offer compensation and bear the burden of running costs for the select side, and Premiership Rugby were able to make any player who is contributed to the squad exempt from the club’s salary cap. That said, if you’re hoping to see European inclusion in Super Rugby anytime soon, you’re probably better off holding out for Mourad Boudjellal withdrawing Toulon from the Top 14…For the latest Rugby World subscription offers, click here. Cheers: The Lions celebrate beating the Chiefs but how about adding a British flavour to proceedings? center_img Creating two new teams in Super Rugby, to represent the Aviva and Pro12 competitions, would bolster the commercial pulling power of the South and playing standards in the North. It’s a global game so why not think big? An agreement may be a little more challenging to brook with the Pro12 sides, as each nation would want significant representation in the squad. There would likely be a smaller Italian presence in the squad than Irish, Welsh and Scottish, so divvying up the financial costs of the side would be an unenviable task. It would be a tightrope to walk but one that would have real benefits for those unions and the Pro12 moving forward.Of course, neither team would have a realistic hope of lifting the title but for the northern hemisphere nations, these teams would be about skill development, not titles or accolades.It would certainly require a large amount of club and country cooperation, something which the home nations have not historically thrived at. That said, there are relatively amicable agreements in place at the moment and there are clear positives for both the clubs and the countries in this proposal, so again, in theory, it could work.Union cooperationAny side entering Super Rugby would need to be organised and run by the RFU and WRU/SRU/IRFU/FIR, rather than the organisations that run the domestic divisions. As such, the Premiership and Pro12 clubs would essentially be loaning players to the select sides and the financial compensation demanded would likely be considerable.That required level of cooperation between club and country is the sole reason the Top 14 and France have not been mentioned.Even if those agreements could be made, the logistical issues are still many.If the Premiership side was to play home games at Twickenham and the Pro12 side to rotate between the Principality, Aviva and BT Murrayfield, there’s no doubt there would be considerable support and attendances. Whether this is feasible, given that Super Rugby teams already play on four different continents, is debatable. Adding regular tours to Europe to the mix may be too much for the tournament to bear.Hong Kong and Mumbai are two cities with strong British influences and/or expat populations that could host these sides, offering Super Rugby and SANZAAR doorways into the potentially highly lucrative markets of China and India. They have the stadia and infrastructure to accommodate the sides, as well as the economies to get the southern hemisphere nations salivating.Home from home: Hong Kong has a lot of British expats and could host games for the potential new sidesThere are any number of alternatives, with Dubai, Abu Dhabi (both UAE), Delhi, Kolkata (both India), Shanghai, Beijing (both China), Jakarta (Indonesia), Seoul (South Korea), Manila (Philippines) and Bangkok (Thailand) standing out as possible venues. Another option would be to have the teams rotate their home venue between these cities, much as the Sunwolves are currently doing in Tokyo and Singapore.Critically, all the locations listed offer exciting potential, but without established rugby teams of their own. Hosting select sides from Britain and Ireland could be quite the boon for the growth of rugby in these countries, as well as ticking the commercial box for SANZAAR.This would require a large amount of pride swallowing in the southern hemisphere nations, however, who would see two developmental northern hemisphere sides added to their premier competition. Hopefully the increased commercial opportunities would make it far more palatable for fans, but there’s no doubt that it would receive mixed responses. That said, a weekly opportunity to beat two northern hemisphere sides would surely have its appeal.Real appeal: Kiwi fans, like these of the Crusaders, would relish the chance to beat a Premiership outfitBlue-sky thinkingIndeed, SANZAAR CEO Andy Marinos has been vocal on the possibilities of further expansion in Super Rugby, following the inclusions of Argentinian and Japanese sides this year. He has said there are no geographical limits to potential expansion territories that are “also commercially attractive” and even listed Europe as a possibility.It’s fanciful and ultimately nothing more than pie in the sky at this moment in time, but it seems, at least on paper, to be a win-win situation for everyone involved.last_img read more

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House Ag Committee Passes Measures on Roll Back Pesticide Regulations

first_img By Hoosier Ag Today – Feb 16, 2017 House Ag Committee Passes Measures on Roll Back Pesticide Regulations The House Ag Committee passed two measures this week that deal with pesticide regulations. H.R. Bill 953, called the Reducing Regulatory Burdens Act, would clarify Congressional intent regarding pesticide applications around the waters of the U.S. A 2009 Court of Appeals decision mistakenly applied provisions of the National Pollution Discharge Elimination System permitting process under the Clean Water Act to pesticide applications that were already fully regulated by federal law. The result was two different permitting processes, which Ag Committee Chair Mike Conaway, a Texas Republican, said was never the intent of Congress. H.R. Bill 1029, titled the Pesticide Registration Enhancement Act, reauthorizes the Pesticide Registration Improvement Act. PRIA was intended to make the evaluation process more predictable and effective for affected pesticide decisions. It couples the collection of fees with a specific review period, and it shortens the review period for reduced-risk pesticides.Committee Chair Conaway says, “For over a decade, PRIA has provided predictability and certainty to the Ag and public health communities while bringing transparency to the pesticide registration process.”Source: NAFB News Serivce SHARE Home Indiana Agriculture News House Ag Committee Passes Measures on Roll Back Pesticide Regulations Facebook Twitter Facebook Twitter SHARE Previous articleSW Indiana Fertilizer Plant Still a GoNext articleThe Indiana Soybean Checkoff is Calling You Hoosier Ag Todaylast_img read more

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India: Kashmiri reporters assailed by both security forces and protesters

first_imgNews The young photojournalist Masarat Zehra (left) was accused of being an Indian army informer after covering a gun battle. Reporter Ahmer Khan (right) was hospitalized after being hit by shotgun pellets fired by police (photos: Masrat Zahra – Adnan Bhat). IndiaAsia – Pacific Condemning abusesProtecting journalists Armed conflictsPhotoreportageViolence Organisation June 10, 2021 Find out more March 3, 2021 Find out more RSF demands release of detained Indian journalist Siddique Kappan, hospitalised with Covid-19 IndiaAsia – Pacific Condemning abusesProtecting journalists Armed conflictsPhotoreportageViolence News Help by sharing this information Follow the news on India April 27, 2021 Find out morecenter_img RSF_en News Receive email alerts Reporters Without Borders (RSF) urges all parties to respect the work of journalists in northwestern India’s Kashmir Valley, where they are now being attacked by separatists at demonstrations as well as by the security forces. Journalist are used to being targeted by the security forces ever since the conflict in the Kashmir Valley intensified in 2016. It happened against last week in Nowhatta, on the outskirts of Srinagar, when reporters went to cover the Friday prayers sermon for Ramadan in the mosque. The police deliberately fired on reporters when they attacked protesters outside the mosque and one, photographer Ahmer Khan, was hit by shotgun pellets. He described the police assault as extremely violent.But the violence against Kashmiri journalists is now also coming from within the ranks of those protesting against the presence of the Indian security forces. Three photojournalists were the collateral victims of clashes between activists and police in Srinagar on 5 May.Omar Asif of the Kashmir News Service was hit on the head by stone thrown by a protester. Javed Dar, a reporter for the Chinese news agency Xinhua, was hit by a thrown brick. EPA reporter Farooq Javed Khan was hospitalized with a hand injury.Masrat Zehra, a 24-year-old photojournalist, experienced a more insidious kind of violence two weeks before that. After a photo showing her covering a gun battle was posted online, activists accused her of being a “mukhbir” (Indian army informer) in a social network hate campaign accompanied by misogynistic insults.“Kashmiri journalists provide an extremely challenging but absolutely fundamental service covering the events affecting the valley,” said Daniel Bastard, the head of RSF’s Asia-Pacific desk. “All parties should respect their work, integrity and right to safety. It is not only wrong for the security forces to target them, but also for activists to threaten or even physically attack them. Journalists should be allowed to cover events impartially. This is an essential condition for resolving the conflict.”There are many examples of reporters being harassed in Kashmir, especially photographers and video reporters. They include Kamran Yousuf, a photographer who was arrested in September 2017 and was held for six months. Freed on bail on 12 March, he continues to be charged with “sedition, criminal conspiracy and attempting to wage war against India.” The last of these charges carries a possible death sentence. French documentary filmmaker Paul Comiti was arrested in December in Kashmir while there to research for a documentary, and was held for several days before finally being released.India is ranked 138th out of 180 countries in RSF’s 2018 World Press Freedom Index, two places lower than last year. to go further In rural India, journalists face choice between covering pandemic and survival News June 1, 2018 – Updated on May 15, 2020 India: Kashmiri reporters assailed by both security forces and protesters India: RSF denounces “systemic repression” of Manipur’s medialast_img read more

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Rathkeale to benefit from extension of Garda Youth Diversion Project

first_imgWhatsApp Linkedin RELATED ARTICLESMORE FROM AUTHOR Limerick Artist ‘Willzee’ releases new Music Video – “A Dream of Peace” NewsLocal NewsRathkeale to benefit from extension of Garda Youth Diversion ProjectBy Alan Jacques – May 21, 2015 655 WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads TAGSDan Neville TDFine GaelGarda Youth Diversion ProjectlimerickRathkeale Previous article4,681 on housing list in Limerick city and countyNext articleChip-tastic chip chatter on menu for Culture and Chips Alan Jacqueshttp://www.limerickpost.ie Advertisement Emailcenter_img Print Facebook by Alan [email protected] up for the weekly Limerick Post newsletter Sign Up Dan Neville TDRATHKEALE has been announced as one of ten new locations to benefit from the extension of the Garda Youth Diversion Project.Minister for Justice and Equality, Frances Fitzgerald announced that €2.8 million is to be allocated from the Dormant Accounts Disbursement Scheme to expand Garda Youth Diversion Services in communities across the country.Fine Gael TD for Limerick, Dan Neville, believes this is good news for crime prevention locally.In addition to the new project in Rathkeale, existing projects in Limerick City are to receive funding to support the recruitment of additional staff. These projects are Roxboro, run by Extern, and Henry Street, run by Limerick Youth Service.“It is great that Limerick is benefiting from both the new Rathkeale project and the strengthening of two city centre projects already doing great work. These projects are designed to prevent and tackle crime, particularly youth crime,” said Deputy Neville.“It is so important that we deal with criminal behaviour where it presents in the younger generations, thereby breaking the cycle of crime that presents a threat to our community in the future.”Deputy Neville believes the extension of the Garda Youth Diversion Project will help to further the trend of falling youth crime levels.“The funding is targeted towards areas of social and economic disadvantage and the projects involve the Gardaí working proactively with children and young people to deter them from committing crime. The old adage that prevention is better than cure rings true here. These projects help children develop their sense of community and their social skills through education, employment training, sport, art, music and other activities. As well as protecting people from crime, we want to give our young people every best chance to flourish in life, participating fully in their communities and living free from criminal behaviour,” he concluded. Twitter Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Vanishing Ireland podcast documenting interviews with people over 70’s, looking for volunteers to share their stories Limerick’s National Camogie League double header to be streamed live Limerick Ladies National Football League opener to be streamed livelast_img read more

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Tackling Natural Disasters, One Borrower at a Time

first_imgHome / Daily Dose / Tackling Natural Disasters, One Borrower at a Time Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago August 21, 2018 3,953 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Borrowers Chase Home Lending consumers DIMONT Disaster Homeowners Homes Insurance Lenders mortgage NMSA Servicers Wells Fargo Tackling Natural Disasters, One Borrower at a Time The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago About Author: Radhika Ojha Sign up for DS News Daily On Tuesday, Chase Home Lending announced that it had donated a mortgage-free fully renovated home to a family that lost their home during Hurricane Harvey. This was part of the lender’s initiatives in providing homeowners, especially those in regions prone to natural disasters with support to keep their properties safe and help them with recovery.Lenders across the country are working to help homeowners and their homes stay safe as the country prepares for the hurricane season this year. Take the example of Wells Fargo, which has reached out to customers post-disaster through its  One Wells Fargo’s Mobile Response Unit staffed with disaster specialists who provide answers and valuable information directly to impacted customers and communities on how to begin their personal recovery and rebuilding process.“Wells Fargo believes it is critical to respond quickly to help people and communities recover quickly when facing financial hardships caused by disasters,” Rullah Price, SVP and Consumer Outreach Director for Wells Fargo Home Lending told DS News. “We recognize that obtaining assistance in the aftermath of a major disaster can be overwhelming and having a person you can talk with “face-to-face” can make a world of difference.”Working in the aftermath of Hurricane Harvey, Chase committed to keeping Houston Strong. “As we reflect on the storms that hit Texas and Florida last year, Chase continues to be a part of the Houston Strong community to help with the recovery,” said Peter Muriungi, Head of Servicing at Chase Home Lending. “Relief is available and we’re here to help with options.”Last year, the lender provided over $33 million in immediate relief, worked with customers on more than $1.2 billion in loans and mortgages in the greater Houston area and offered 136,000 homeowners at least a 90-day special protection period on payments to help them get back on their feet.Both Wells Fargo and Chase have also kicked-off initiatives to educate borrowers on how they can be prepared for a natural disaster. While Chase is providing homeowners with proactive tips to prepare for a season of potential hurricanes, tornadoes, and wildfires, Wells Fargo is communicating with its customers in geographies that may be potentially impacted by using virtual channels such as email, text, ATM messages, and social media to alert them where to call to obtain information and assistance should they have sustained damage from the storm.“When possible, we want to proactively help customers prepare to care for themselves and their homes. By using a variety of channels to reach customers, we are able to provide the information for them when they need it,” Price said.If servicers are helping customers, DIMONT, the Dallas-based provider of insurance claims adjusting and collateral loss mitigation services to the residential mortgage industry, is looking at ways to improve the process of being prepared for a disaster for servicers. In partnership with the National Mortgage Servicing Association (NMSA), DIMONT recently published a white paper titled Disaster Preparedness: Three Things Mortgage Loan Servicers Can Do to Get Ready for Storm Season. The report addresses the dramatic impact of the 2017 storm season on the mortgage servicing industry, compares last year’s storm season to that of 2018 and offers three primary insurance practices servicers can follow in order to mitigate collateral losses. They include ensuring appropriate insurance coverage,communicating effectively with borrowers in the aftermath, and how servicers can navigate the complex insurance claims process.”The delays and disconnected practices within the industry stem from outdated manual processes and a lack of transparency between servicers and borrowers. Preparation beforehand and a smooth response process during storm season will not only ensure reduced expenses and risk avoidance, but it will also help borrowers through a stressful life experience,” The white paper said.At the end though, the industry wants the consumer to know that they have their back. “We hope all our customers can avoid the impacts of a major disaster this year. But if disaster does strike, we want them to know we’re here to get them the help they need quickly,” Price said.To learn more about how the industry is looking to rebuild Puerto Rico, an island that was devastated by Hurricanes Irma and Maria in 2017, register for the Five Star PR-18, and join representatives from mortgage banks, servicers, suppliers, non-depository institutions, and government agencies to participate in a series of collaborative discussions focused on restoring a balance of homeownership to an island still in the midst of rebuilding. Borrowers Chase Home Lending consumers DIMONT Disaster Homeowners Homes Insurance Lenders mortgage NMSA Servicers Wells Fargo 2018-08-21 Radhika Ojhacenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: The New Refi Borrower Profile Next: 10 Most Affordable Cities for Renters to Buy a Home Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Loss Mitigation, News Demand Propels Home Prices Upward 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Subscribelast_img read more

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If Free Press Dies, Then Democracy Doesn’t Have A Chance : Seema Chishti

first_imgTop StoriesIf Free Press Dies, Then Democracy Doesn’t Have A Chance : Seema Chishti Radhika Roy1 July 2020 4:51 AMShare This – x”Earlier, till the point of the murder of Gauri Lankesh, people were going after journalists in an unlawful manner. But, now, people are using the law to go after them”, said Deputy Editor of Indian Express, Seema Chishti at an e-seminar organized by the LiveLaw on the topic “Shooting the Messenger: The ‘Chilling Effect’ of Criminalising Journalism”.”At the risk of sounding over the top, if…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?Login”Earlier, till the point of the murder of Gauri Lankesh, people were going after journalists in an unlawful manner. But, now, people are using the law to go after them”, said Deputy Editor of Indian Express, Seema Chishti at an e-seminar organized by the LiveLaw on the topic “Shooting the Messenger: The ‘Chilling Effect’ of Criminalising Journalism”.”At the risk of sounding over the top, if the free press dies, then our democracy doesn’t have a chance. So, we need to protect our democracy by protecting free press”, she said during the session. Former Judge of the Supreme Court of India Justice Madan B. Lokur, Senior Advocate Dr. Colin Gonsalves, and Seema Chishti were the speakers at the e-seminar, which was moderated by Lawyer Malavika Prasad. The e-seminar commenced with a discussion on the spate of FIRs which had been registered against journalists across the country under cognizable and non-cognizable offences such as Sections 124A and 188 of the Indian Penal Code. Such cases had the potential to stunt the freedom of press guaranteed under Article 19(1)(a) of the Constitution of India. In this context, Chishti responded to Prasad’s question on the constraints and setbacks faced by journalists during the lockdown by stating that the scenario in India was quite grim with India ranking at 142 on the World Press Freedom Index, with North Korea at 180. With that in mind, the Senior Journalist elaborated upon four broad topics on the issue: 1. The Government’s approach to journalists; 2. Issues posed due to technological challenges in media; 3. Negative public opinion regarding journalists; and 4. Lack of institutional support. Chishti observed that government’s approach to journalists had cultivated a situation wherein anyone questioning the government was held accountable.   “The government should have its say, of course. But, there are senior ministers who have called journalists ‘Presstitutes’. Then we also have the general public opinion. When the Emergency was declared, newspaper editors were getting public support. We don’t have that now. Public opinion is not on the side of the journalists. There is also no institutional support from Courts.”[Also Read] Magistrates Need To Apply Their Mind; Don’t Trust Prosecution Blindly To Remand Persons : Justice Lokur Sr. Adv. Dr. Colin Gonsalves, on the issue of sedition being used against journalists, agreed with Chishti regarding the chilling effect of the same. “I agree with Ms. Chishti on how the use of law can have as much of a chilling effect as the use of a ‘danda’. Sedition is very widely used and is not carefully monitored. Particularly in rural areas where they have little access to representation.” Gonsalves iterated a case of the Chief Minister of Manipur filing a case of sedition against a journalist for using an expletive against him. He stated that the judgement of Kedar Nath Singh v. State of Bihar (1962) was poorly worded and, therefore, the law of sedition was being applied so indiscriminately. With regard to enactment of new laws to protect journalists, both Chishti and Gonsalves were reluctant. While the former observed that the enactment of new laws was futile as it was interpretation and use of the laws that mattered, the latter questioned the incumbent government’s adeptness at being able to promulgate a law that would facilitate the freedom of press. Chishti emphasized on the need of a robust judiciary discharging an onerous responsibility to protect a journalist, or any individual asking questions. “We need spine, we need a good attitude. We need to do away with the dichotomy of ‘are you national, are you anti-national’. We need an attitude shift so as to refresh our perception of democracy. Of course, the government will put pressure and the mobs will come in the way. This is why the judges need to be sensitized.” Chishti and Gonsalves also highlighted the importance of journalists organizing themselves to protect the freedom of press. Gonsalves observed that “an insult to one journalist should be an insult to all. It should not be an individual problem. Instead of monitoring a crisis faced by an individual journalist, all journalists should come together to respond to the crisis.” Gonsalves also spoke on the accountability on behalf of Magistrates, with regard to the recent case of custodial death that took place in Tamil Nadu wherein a father-son duo were tortured to death by policemen during an investigation for an alleged violation of lockdown curfew. “It’s not just the Magistrate, but we must all be vigilant. Some judges have to some extent come very close to the Executive. In that case, it is our duty to be vigilant, resolute and to never give up. Take the NHRC; it’s such an inert institution. We cannot wait for someone else. We need to come forward and take responsibility. Then only we will see the magic of India.”   Subscribe to LiveLaw and help us provide quality content. 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